I can't remember what came first the blog contest or the water test on my listing that was supposed to close a week ago.
Either way both had me looking under the sink, the test kit actually had me looking in the shed, the closet, my office, tool box until I had an idea! yep there it was the Aqua Chem Chlorine, Bromine and PH test kit that I bought a couple of years ago to try and get another listing that was under contract sold.
You see in Wyndfall Subdivision in Clayton, NC most of the homes are on well water and because the whole of Johnston County is covered by the USDA rural loan program, a lot of buyers choose to use the 100% financing that they offer, here's the problem USDA requires a clean well test before they will approve the loan.
Guess what? nearly every well out there has some form of bacteria in it so in order to pass the test, somebody (agent) goes out and pours bleach into the well then runs all the taps in the house, leaves it for 24 hours, come back and runs the water until all the bleach is gone.....here comes the Aqua Chem test kit.
If the Test shows no chlorine then it's off to the county lab to have it tested, except on Friday, they don't take tests on Friday. We will be ready on.... you guessed it, Friday, so now we have to wait until Monday for a re test and then hopefully we will be able to close.
This could have been avoided but unfortuntly the mortgage broker and the agent have never done a USDA loan before so they had the test results for three weeks and did nothing about it!
Make sure when you are buying a house in Johnston County, North Carolina that the mortgage broker and real estate agent are knowledgable in the loan conditions and how to resolve them, like Cindy Prince or Steve and Eleanor Thorne
I would like to help you sell your house, or help you buy a house.
Call me at (919) 601-2268
or email odohertyd@hpw.com
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